Last Updated: June 8, 2026
We want to be transparent about how this application works and the risks involved.
This application uses artificial intelligence (AI) to read receipts, categorize purchases, and generate insights. While we strive for accuracy, AI systems can make mistakes.
Examples include:
You should always verify important information before relying on it for financial, tax, business, legal, or personal decisions.
The application stores information you choose to upload, including receipts, images, PDFs, and related purchase information.
Depending on your settings, your data may be stored:
We rely on external providers for functionality such as:
While we carefully select providers, no online service can guarantee absolute security.
We implement reasonable security measures, but no system is completely secure.
Unauthorized access, data breaches, service outages, software vulnerabilities, or third-party security incidents may occur.
This application provides informational tools only.
Any spending analysis, budgeting suggestions, trends, or insights are provided for informational purposes and should not be considered financial, tax, legal, accounting, or investment advice.
You are responsible for:
By using the application, you acknowledge and accept these risks.
By accessing or using the Application, you agree to be bound by these Terms and Conditions. If you do not agree, do not use the Application.
The Application provides receipt capture, document processing, categorization, analytics, reporting, and related services.
The Application may utilize artificial intelligence, machine learning, optical character recognition (OCR), and third-party services to provide functionality.
The Application may generate analyses, categorizations, summaries, recommendations, classifications, forecasts, or other outputs using artificial intelligence technologies.
You acknowledge and agree that:
The Application is provided as an informational tool and not as a substitute for professional judgment.
Nothing provided through the Application constitutes:
Users should consult qualified professionals before making decisions based on information provided by the Application.
The Application may integrate with or rely upon third-party providers, including but not limited to:
The Company is not responsible for the availability, accuracy, security, actions, omissions, or policies of third-party providers.
Use of third-party services may be subject to separate terms and privacy policies.
Users acknowledge that uploaded content may be transmitted, processed, stored, analyzed, or temporarily cached by the Company and authorized third-party service providers for purposes necessary to operate the Application.
The Company does not guarantee uninterrupted availability, preservation, or recovery of any uploaded data.
Users are responsible for maintaining their own backups of important records.
The Company implements commercially reasonable safeguards designed to protect user information.
However, the Company cannot and does not guarantee that:
Users acknowledge that all online systems carry inherent cybersecurity risks.
To the maximum extent permitted by law, the Company shall not be liable for losses arising from:
except where liability cannot legally be excluded.
To the maximum extent permitted by applicable law:
The Application is provided "AS IS" and "AS AVAILABLE."
The Company disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, reliability, and non-infringement.
The Company's total liability arising out of or related to the Application shall not exceed the greater of:
(a) the amount paid by the user during the previous twelve (12) months; or
(b) one hundred U.S. dollars ($100).
Under no circumstances shall the Company be liable for:
even if advised of the possibility of such damages.
Users agree to:
Users assume all risk associated with reliance on information generated by the Application.
Users agree to defend, indemnify, and hold harmless the Company, its owners, employees, contractors, and affiliates from claims arising out of:
The Company may modify the Application or these Terms at any time. Continued use of the Application after changes become effective constitutes acceptance of the revised Terms.
These Terms shall be governed by the laws of the State of California, without regard to conflict-of-law principles.
Questions regarding these Terms may be directed to:
KARL LAZER WEBSITE: KARLLAZER.com Email: digital.KARLLAZER@gmail.com
By using the Application, the user acknowledges that:
1. AI-generated information may be incorrect. 2. Third-party providers are involved in operating the service. 3. No online service can guarantee perfect security. 4. The user assumes responsibility for verifying important information. 5. The Application is provided on an "AS IS" basis.